In case you are unable to pay for the property in cash, you will need to apply for a mortgage. In order to secure a mortgage approval, you need to prepare the following:
- Salary letter from your employer
- Any salary slips you might have received
- Bank statements of the last six months
- Passport copy with both a photo and visa page
- Copy of your Emirates ID
- Copy of current credit card statements
- Proof of address
The mortgage pre-approval stage might take up to seven days for salaried borrowers, and even longer for self-employed individuals.